Coming soon · iOS first

Know what's safe to spend before payday.

SpendPace is a spending speedometer for your paycheck. No bank linking. Just your pay, your bills, and a single calm number until next payday.

Notify me at launch 14-day free trial · Then $3.99/mo or $29.99/yr
SpendPace.
Safe to spend
$1,710
$39 / day
On pace · 10 days to payday
Money spoken for
$1,498
Protected
TFSA
Every 2 weeks · in 2 days
$250
Rent
Monthly · in 8 days
$1,200
What it does

Four signals. Zero spreadsheets.

SpendPace doesn't replace your bank — it replaces your guesswork.

Payday-aware

Tied to your real pay schedule. The pace resets every payday — not on the first of the month.

Bills protected first

Rent, TFSA, subscriptions — reserved before "safe to spend" exists. You don't have to think about them.

Log fast, no bank linking

Three taps to log an expense. Your transactions never leave your phone. We don't see your bank.

One number per day

"$39 a day until Friday's payday." Open SpendPace once, get on with your week.

How it works

Your paycheck minus what's spoken for.

Tell SpendPace what you take home and how often. Reserve the bills, savings, and subscriptions you've already committed to. Whatever's left is what's safe to spend — divided across the days until payday.

Paycheck$3,532
− Money spoken for$1,498
− Logged so far$324
Safe to spend$1,710
Private by design

No bank linking. No data harvesting.

We don't ask for your bank credentials. We don't sell your data. You log expenses by typing them — the same way you'd jot them in a notebook, but with a brain. Everything stays on your device unless you turn on iCloud sync.

Read our privacy promise →
No bank credentials, ever
On-device data by default
Optional Face ID app lock
Zero analytics on your numbers
Pricing

Try every feature free for 14 days.

No credit card to start. Cancel anytime in Settings.

Monthly
$3.99/ month
  • Daily safe-to-spend pace
  • Unlimited bills & set-asides
  • Monthly Review
  • Pace alerts & payday reminders
Notify me at launch
Common questions

The honest answers.

Do I have to connect my bank?
No — and you can't. SpendPace is intentionally a private spending speedometer, not a bank aggregator. You type expenses in (it takes three taps).
Why isn't there an Android app?
We're a small team and started where most premium fintech users live. Android is on the roadmap — sign up to be told when it ships.
What if I miss logging an expense?
Nothing breaks. Log it whenever — even days later. SpendPace re-computes your pace each time anything changes.
How does the pay schedule work?
Pick how often you get paid (weekly, every 2 weeks, twice a month, monthly) and your next payday. SpendPace counts the days, subtracts money already spoken for, and divides what's left across the remaining days.
Can I share with a partner?
Households support is on the roadmap. For now, SpendPace is a single-user app.

Spend at the pace of your paycheck.

Launching soon on iOS. Drop your email and we'll let you know the moment it ships.

Notify me at launch