SpendPace is a spending speedometer for your paycheck. No bank linking. Just your pay, your bills, and a single calm number until next payday.
SpendPace doesn't replace your bank — it replaces your guesswork.
Tied to your real pay schedule. The pace resets every payday — not on the first of the month.
Rent, TFSA, subscriptions — reserved before "safe to spend" exists. You don't have to think about them.
Three taps to log an expense. We never see your bank — there's nothing to link, nothing to sync, no Plaid in the loop.
"$139 a day until Friday's payday." Open SpendPace once, get on with your week.
Tell SpendPace what you take home and how often. Reserve the bills, savings, and subscriptions you've already committed to. Whatever's left is what's safe to spend — divided across the days until payday.
We don't ask for your bank credentials. We don't sell your data. You log expenses by typing them — the same way you'd jot them in a notebook, but with a brain. Your account is encrypted in transit and at rest, locked to you by row-level security, and exportable or deletable in two taps.
Read our privacy promise →No credit card to start. Cancel anytime in Settings.
Launching soon on iOS. Built solo in Quebec. No bank linking, no tracking, no AI surveillance.
Launching soon on iOS